• .New

    New way to own your home - Without mortgage.

    Convertible lease is a new form of home ownership that works similar to leasing a car, but different and better. Driven by the belief that American homes must be owned by American people, we live and work to liberate home ownership from debt.  Join us! 

35+

Years of Experience

Our team has proven track records in real estate, homebuilding, developing significant start-ups, and managing businesses.

3+

Intellectual Properties

Our intellectual properties integrate the principal methods with fundamental know-how and non-FICO linked algorithms that are in constant development.

100+%

Dedication to Mission

We live and work to liberate home ownership from debt, while building a measurable positive social and economic impact for our communities and investors.

1

United Framework

Our convertible lease method hybrids a patented combination the known principles of master lease, equitable title, and the option to sell real estate.

Building Sustainability Through Value

   

Actively Managing Disruptive Innovation

Our real estate and intellectual properties are managed by the founders, whose compensation is performance-based and aligned with the shareholder interests to increase earnings and manage risks.

Investing in 
People's Happiness

We live and work to help creating the world where home ownership is increasingly less dependent on cleverly structured mortgages, debt based economy, and ever-changing politics.

Building Benefit-Balanced Relationships

We believe tough things may happen to good people. With that thought in mind, we are creating and developing our proprietary credibility system that does not rely on FICO-score and people's borrowing ability.

Enhancing the Bridges Among
the Communities, ​the Investors, and the Governments

Increased Earnings

Convertible lease enables investors get additional distributions when and if the lessees elect to convert their leases into ownership at the term's end.

Financial Freedom

Convertible lease requires no down-payment and enables homeowner-lessees to defer their property taxes, HoA dues, and major repair payments. 

Greater Government

Convertible lease organically calls for a debtless title, which creates greater stability for tax revenues and greater reputational advancement.

Who are we?

We are the original inventors, developers, and promoters of the convertible lease as an alternative to the mortgage-based home ownership. We are also fathers, who cares that their children and grandchildren live in a sustainable world, where American homes are owned by American people - not by a privileged few.

Turning your dreams into reality

What do we offer?

You can now afford a better home with less money, through convertible leasing. Build your homeowner equity while deferring your property taxes, major repair expenses, and HoA dues. Lease your home like leasing a car. Sell your home when ready to cash out, or simply walk away as a traditional renter. 

Why choose us?

Use the convertible lease to enjoy the benefits of home ownership while deferring your up-front expenses and ownership costs. Benefit from an option to convert your lease into the legal entitlement at a later date, or simply sell your home through traditional closing. No more forced interest rates. No more mortgage debt. No more foreclosures.  You won't need another mortgage... ever!